Our policyholders are as unique as their collections.

We take pride in our five decades of service to our loyal clientele.

Protecting confidentiality and discretion

Maintaining long-term relationships with brokers

Negotiating the most favorable terms with Underwriters

Settling claims promptly

  • We understand that ‘art is in the eye of the beholder’. This coverage’s insurable items include paintings, multi-media, sculptures, textiles, jewelry, watches, antiques, heirlooms, numismatics, one of a kind pieces and more.



    • All forms of PHYSICAL LOSS are covered - including robbery, water damage, breakage, mysterious disappearance, earthquake & windstorm

    • Insured Values are the AGREED VALUES detailed on the Inventory forming part of the policy document

    • MULTI-LOCATIONS worldwide are included under one Master policy

    • MULTI-COLLECTIONS combining art, jewelry and all other valued collections

    • CONFIDENTIAL

    A Fine Art and Private Collection insurance policy transfers the risk of physical loss and damage to a leading UK or US insurer.  Services include access to restoration, recovery and other premier assistance that preserves your patrimony. We organize and present claims and act as your advocate to obtain the maximum reimbursement.


Fine Art, Jewelry, & Valued Collections Coverage

FA APPLICATION

  • Accidents are a leading cause of death and the unexpected nature

    of these tragedies cause financial hardship.

    Our coverage can ensure your family is able to continue their lifestyle in the manner to which they are accustomed - education, travel, vacation homes, etc.

  • Personal Accident (PA) insurance pays a lump-sum US dollar life benefit in the event of an Accidental Death or Total Permanent Disablement and pays a full or partial benefit in the event of dismemberment or loss of vision/hearing due to injury caused by an accident.

    PA insurance is an affordable, all-risk, worldwide supplement to life insurance. It is highly cost-effective and requires no medical underwriting or complicated application.

    PA insurance closes common coverage gaps to ensure your family’s financial well-being.

Personal Accident Coverage

PA APPLICATION

Are you a broker?

Take a minute to write an introduction that is short, sweet, and to the point. If you sell something, use this space to describe it in detail and tell us why we should make a purchase. Tap into your creativity. You’ve got this.

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Frequently Asked Questions

  • When a loss occurs, “Notice of Loss” is made by the policy holder directly to Asegurnet. We are available 24 hours a day.

    Details of the loss are requested and the claim submission is tailored to the particulars of the loss. Based on the insured values and the facts surrounding the loss, a police report may be required and a Loss Adjustor may be engaged by Underwriters to obtain additional information.  

  • Standard policy exclusions include:

    • Loss or damage caused by or resulting from — natural aging, gradual deterioration, inherent defect, rust, oxidation, moth or vermin

    • Electrical or mechanical fault or breakdown

    • War, invasion, other acts of civil unrest; confiscation, nationalization, requisition, destruction under government order

    • Ionizing radiation or other contamination

    • Loss or damage to items left in an unattended vehicle when a collection is being relocated or moved

    Other limitations may be noted in your policy.

  • The provenance of your artwork and “good title” are important aspects of providing accurate valuations for AGREED INSURED VALUES and important in substantiating a claim.  Be prepared to provide invoices, appraisals, bills of sale or other documentation or contact the gallery or artist.

    We request documentation substantiating AGREED VALUES during the quotation process to streamline claims.

  • Think A = B + C

    A= Full value of your Jewelry collection

    B= Value of pieces kept in a safe only (In-safe)

    C= Value of pieces worn & in-use (Worldwide); when not in-use, stored in a safe

  • Yes, temporarily increase the value of for pieces in-use (C) with 48 hours advance notice. A marginal premium is charged.


  • The relocation of insured works ‘nail to nail’ between your listed Locations is either already covered or can be purchased at a marginal cost. Contact us at least 72 hours prior to the move to make arrangements.