Fine Art, Jewelry, & Valued Collections Coverage

We understand that ‘art is in the eye of the beholder’ and Asegurnet protects our private collectors against financial loss resulting from physical damage and theft of their Fine Art, Jewelry, & Collectables through an individualized insurance policy.

Insurable items include paintings, multi-media, sculptures, textiles, jewelry, watches, antiques, heirlooms, numismatics, one-of-a-kind pieces, and more.

A Fine Art and Private Collection insurance policy transfers the risk of physical loss and damage to a leading UK or US insurer.  Services include access to restoration, recovery, and other premier assistance that preserves your patrimony. We organize and present claims and act as your advocate to obtain the maximum reimbursement.



Our policyholders are as unique as their collections.

FA APPLICATION
FA SAMPLE POLICY

Benefits of Coverage

Insured Values are the agreed values detailed on the Inventory forming part of the policy document

Multi-locations worldwide are included under one Master policy

Multi-collections combining art, jewelry, and all other valued collections

All forms of physical loss are covered - including robbery, water damage, breakage, mysterious disappearance, earthquake & windstorm

Confidential

Frequently Asked Questions

  • When a loss occurs, “Notice of Loss” is made by the policy holder directly to Asegurnet. We are available 24 hours a day.

    Details of the loss are requested and the claim submission is tailored to the particulars of the loss. Based on the insured values and the facts surrounding the loss, a police report may be required and a Loss Adjustor may be engaged by Underwriters to obtain additional information.  

  • Standard policy exclusions include:

    • Loss or damage caused by or resulting from — natural aging, gradual deterioration, inherent defect, rust, oxidation, moth or vermin

    • Electrical or mechanical fault or breakdown

    • War, invasion, other acts of civil unrest; confiscation, nationalization, requisition, destruction under government order

    • Ionizing radiation or other contamination

    • Loss or damage to items left in an unattended vehicle when a collection is being relocated or moved

    Other limitations may be noted in your policy.

  • The provenance of your artwork and “good title” are important aspects of providing accurate valuations for AGREED INSURED VALUES and important in substantiating a claim.  Be prepared to provide invoices, appraisals, bills of sale or other documentation or contact the gallery or artist.

    We request documentation substantiating AGREED VALUES during the quotation process to streamline claims.

  • Think A = B + C

    A= Full value of your Jewelry collection

    B= Value of pieces kept in a safe only (In-safe)

    C= Value of pieces worn & in-use (Worldwide); when not in-use, stored in a safe

  • Yes, temporarily increase the value of for pieces in-use (C) with 48 hours advance notice. A marginal premium is charged.


  • The relocation of insured works ‘nail to nail’ between your listed Locations is either already covered or can be purchased at a marginal cost. Contact us at least 72 hours prior to the move to make arrangements.